- Saute the onion, bell pepper, jalepeno pepper, and garlic in oil or water until onion is fragrant and translucent. Season with salt and pepper to taste while sauteeing.  
- Add the spices and saute for another minute.  
- Add beans, corn, tomatoes, and broth and simmer for 10-15 minutes 
- Add milk and lime juice. 
- Serve with desired toppings and enjoy!